Cashflow Helper keeps contributions one-sided while using the same sleeve exposure model as the full rebalance calculator.
Portfolio rebalancing calculator
Rebalance your portfolio with plain-English trade instructions.
Rebalance Helper helps DIY investors compare holdings to a target allocation, review portfolio drift, route new cash, and export a practical rebalance plan.
5
portfolio planning tools
Client-only
browser-session workflow
Manual
trade review boundary
Portfolio rebalance plan
Cashflow Helper
Client-only
Input
Manual or CSV holdings
Targets
Editable allocation presets
Output
Plain-English instructions
Privacy
No account linking
Rebalance Helper tools
Portfolio rebalancing, cashflow investing, withdrawals, and savings planning.
Use one client-only workspace to turn holdings, target allocations, and retirement assumptions into reviewable investing plans.
Core tool
Rebalance Helper
Compare holdings with a target allocation and generate clear buy/sell instructions for a full portfolio rebalance.
- Manual holdings entry or CSV import
- Editable target allocations and common presets
- Portfolio drift review before trade instructions
- Print-ready output and trade-instruction CSV export
Cashflow Helper
Decide where new money should go without forcing unnecessary sells.
- Routes cash toward underweight sleeves
- Keeps contribution workflows one-sided
- Produces concise buy instructions
Portfolio Helper
Compare supported retirement portfolios across historical retirement periods.
- Historical retirement-period comparisons
- Supported portfolio presets
- Allocation tradeoff review
Withdrawal Helper
Turn workbook assumptions into current-year retirement spending guidance.
- 3.5% Base Rule and BH Autopilot guide rails
- Monthly spending equivalents
- Historical path mode using monthly OPTRA returns
Savings Helper
Work backward from retirement goals and contribution assumptions.
- Contribution and goal-solving workflows
- Historical accumulation context
- Practical savings target planning
How it works
Enter holdings, set targets, export a rebalance plan.
Rebalance Helper calculates allocation drift and explains the route. It does not place trades, link brokerage accounts, or hide assumptions.
Enter holdings
Add positions manually or import a pared-down CSV.
Set the target
Start from a preset or edit the allocation you intend to hold.
Review the route
Use full rebalance mode or one-sided Cashflow Helper.
Export the instructions
Print the plan or export a trade-instruction CSV.
FAQ
Portfolio rebalancing questions, answered quickly.
What is Rebalance Helper?
Rebalance Helper is a portfolio rebalancing calculator that compares current holdings with a target allocation and produces reviewable trade instructions.
Does it place trades?
No. Rebalance Helper is decision-support software. It prepares a plan; users review prices, taxes, account rules, and execution details.
Can it handle new cash?
Yes. Cashflow Helper routes new money toward underweight sleeves while keeping the workflow one-sided.
Where does portfolio data go?
The app is designed for browser-session use with manual entry or CSV import and no hosted brokerage account linking.
Product principles
Clear plans, local data posture, manual execution.
Portfolio data stays local to the session
Holdings and target allocations are designed to stay in browser memory for the current session.
Plain language before dense math
The product shows practical instructions first, with methodology close enough for review.
Decision support, not execution
Users remain responsible for live prices, taxes, fees, lot selection, whole shares, and trade execution.